How much does an accountant cost in Finland? Real yearly costs in 2026
By Nita Mäkinen, bookkeeper and owner of Tilitoimisto N.M, Nokia. Published 11 June 2026. Updated 7 October 2026. 7 min read.
Quick answer: a small Finnish limited company with about 10 vouchers a month pays a median of 1,235 EUR a year for bookkeeping, the financial statements and the tax return, excluding VAT. That's from the 17 published price lists we read on 1 October 2026, where the yearly total ranged from 719 to 2,175 EUR and half of the firms were between about 1,050 and 1,650 EUR. Monthly prices alone don't compare, because firms differ in whether the financial statements, software, payroll and setup are included.
We check other accounting firms' published price lists regularly. This guide uses the latest check: 17 Finnish accounting firms whose prices are public, read on 1 October 2026, and our own price list. All prices exclude VAT.
What a year of bookkeeping costs: the October 2026 check
We calculated each firm's yearly total from its own published prices: 12 monthly fees plus the financial statements and tax return if they're charged separately, no payroll, and each firm's own definition of a voucher.
| Company | Median per year | Range | Firms |
|---|---|---|---|
| Limited company, 10 vouchers a month | 1,235 EUR | 719 to 2,175 EUR | 17 |
| Limited company, 30 vouchers a month | 1,800 EUR | 1,079 to 2,388 EUR | 15 |
| Limited company, 60 vouchers a month | 2,295 EUR | 1,248 to 3,910 EUR | 13 |
| Sole trader, 10 vouchers a month | 1,041 EUR | 558 to 1,318 EUR | 12 |
Software is in the totals only where the firm publishes its price; elsewhere it comes on top.
Why monthly prices don't compare
Two firms with the same monthly price can end up hundreds of euros apart over a year. These are the differences that moved the totals in our check:
- The financial statements. Seven of the 17 include them in the monthly price. The other ten charge 130 to 375 EUR for the smallest company, median 210 EUR.
- What counts as a voucher. Some firms count an invoice and its payment as two vouchers, some count payslips as vouchers, and some count bank transactions instead. The same month can be 20 or 40 vouchers depending on the rule.
- Software. Some include it, some add a monthly fee for their app or for the accounting program.
- Per-voucher charges. Where a base fee has a per-voucher or per-transaction charge on top, it ranged from 0.40 to 5 EUR.
- Payroll. Roughly 12 to 30 EUR per payslip, and some firms add a monthly base fee, a fee per payroll run or 25 to 65 EUR for each new employee.
- Starting and extra work. Setup fees ranged from 0 to about 300 EUR. Hourly rates for extra work were 70 to 120 EUR, median 84 EUR (11 firms).
What a year costs with us
Our monthly price depends on vouchers: 99 EUR up to 10, 149 EUR for 11 to 30, 199 EUR for 31 to 60, 299 EUR for 61 to 100 and 349 EUR for 101 to 150 vouchers a month. Above 150 we quote separately. An invoice and its payment count as one voucher, months with no vouchers aren't invoiced, and there's no software fee unless you need your own access to Fennoa (19 or 39 EUR a month, passed on at cost).
| Company | First year | After that |
|---|---|---|
| Limited company, up to 10 vouchers a month, no payroll | 1,767 EUR | 1,668 EUR |
| Limited company, 11 to 30 vouchers a month, one employee paid monthly | 2,667 EUR | 2,568 EUR |
| Sole trader, up to 10 vouchers a month | 1,477 EUR | 1,378 EUR |
| Foreign founder: new limited company set up in English, up to 10 vouchers a month | 2,967 EUR + PRH 400 EUR | 1,668 EUR |
What's in the numbers: the monthly fees, the financial statements with the tax return (480 EUR for a limited company, 190 EUR for a sole trader), payroll at 25 EUR per payslip, the one-off 99 EUR onboarding fee in the first year, and for the foreign founder our 1,200 EUR formation service. PRH's 400 EUR registration fee is paid to PRH.
Where we stand against the check: our monthly tiers for a limited company are in the middle of the market and our hourly rate (65 EUR/h in Finnish, 75 EUR/h in English) is at the low end. Our yearly total for a 10-voucher limited company, 1,668 EUR, is above the 1,235 EUR median, mainly because of the financial statements: at 480 EUR they cost more than twice the 210 EUR median, because with them we go through the past year, forecast the next one and make a tax plan, so the prepayment tax matches the forecast and the split between salary and dividends is worked out. Seasonal businesses pay less than the table shows: a sole trader with vouchers in five months of the year pays 5 x 99 + 190 = 685 EUR.
You pay what the price list says. Nothing else goes on the invoice unless we've agreed it with you first. The full list is on our pricing page.
Questions to ask before you compare quotes
- Are the financial statements and the tax return in the monthly price? If not, what do they cost in euros?
- How is a voucher counted? Is an invoice and its payment one voucher or two, and do payslips count?
- Is software included, and if not, what does it cost per month?
- Is payroll priced per payslip, per payroll run or per employee, and is there a setup fee per new employee?
- What do starting and taking over the old bookkeeping cost?
- What is the notice period? The accounting industry's standard terms TAL2023 default to two months, and the fee runs for that period (Taloushallintoliitto, TAL2023, sections 7 and 13).
- Who does the work, and does a question by phone or email cost extra?
For foreign founders
English costs nothing extra in our monthly tiers. Hourly work in English is 75 EUR/h, and company formation in English is 1,200 EUR plus PRH's 400 EUR. In our 1 October check, full-service formation packages for foreign founders cost 1,610 to 3,850 EUR including PRH's fee. More on the steps in setting up a Finnish LLC as a foreigner, and on VAT in VAT in Finland 2026.
Want an exact price for your company?
Tell me your company form, roughly how many receipts and invoices you have a month and whether you pay salaries, and I'll give you a fixed monthly price with no obligation. If a cheaper setup or doing part of it yourself fits you better, I'll say so.
Phone: +358 41 312 7714
Email: samu@tilitoimistonm.fi
Sources
- Our market check of 1 October 2026: the published price lists of 17 Finnish accounting firms, each read on the firm's own website, yearly totals calculated with each firm's own voucher definition. Firms without public prices were left out. Three of the price lists don't say whether VAT is included; the median and the lowest total stay the same either way. One price list is on a site that shows no Finnish business ID; it sets the lowest figure in some rows.
- Our own price list, Tilitoimisto N.M., as of 7 October 2026, including the voucher definition, the onboarding fee and the rule that months with no vouchers are not invoiced.
- Taloushallintoliitto (Finnish Association of Accounting Firms), general terms of agreement TAL2023, 13 December 2023, sections 7 and 13 on the notice period and fees: taloushallintoliitto.fi