English-speaking accountant
for small businesses in Finland.

I'm Nita Mäkinen, a Finnish bookkeeper based in Nokia, and I handle your accounting in English. You work with one person, me, who stays with your business year after year, not a call centre or a new junior every spring. Bookkeeping and VAT at a fixed monthly price with no per-voucher fees: from €99/month for both sole traders and limited companies. Payroll and the year-end with your tax return have their own fixed prices. Remote across Finland, free first call.

For foreign founders building a business in Finland

I work in English and handle the Finnish paperwork, registrations and accounting for you. My most recent foreign-founder client is Mario, who set up Sheimar Education Finland Oy with me.

★★★★★

"Nita was always very clear with her instructions, quick to respond, and extremely professional at every step of the process. Her support made everything much easier and more transparent than I expected."

Mario, founder of Sheimar Education Finland Oy · verified on Trustpilot

Read how we set up Mario's company →

Client reviews

Bookkeeping, VAT, payroll and the year-end, all handled by one person who knows your file, not a rotating team.

Monthly Bookkeeping

Receipt handling, bank reconciliation, monthly reports. From €99/month for both sole traders and limited companies. Cloud-based: receipts go to your portal straight from your phone, and email works as a backup.

Tax Returns

Annual tax return preparation and filing with the Finnish Tax Administration (Verohallinto). Starting at €190. We ensure you claim every legitimate deduction.

Financial Statements

Annual financial statements for limited companies (osakeyhtiö) and other entities. Balance sheet, income statement and filing with the Finnish Patent and Registration Office (PRH). A fixed 480 € for a limited company, including the 6B tax return; a sole trader year-end is 190 €.

Payroll Services

Payroll processing, payslips and reports to the incomes register. A flat 25 € per payslip, each employee on a run producing one payslip.

VAT Filings (ALV)

Monthly or quarterly VAT returns to OmaVero. Included in monthly bookkeeping. We ensure filings are on time and correct.

Business Formation

Guidance choosing the right business form (toiminimi / osakeyhtiö / kommandiittiyhtiö), preparing registration documents, initial setup.

A fixed monthly fee, never a charge per voucher or per transaction. The fee follows one band of volume: 99 € up to 10 vouchers a month, 149 € for 11 to 30, 199 € for 31 to 60, 299 € for 61 to 100 and 349 € for 101 to 150, so the bill stays the same inside your band and we tell you in advance if it moves. Over 150 vouchers is agreed separately. You get a clear quote after a free first call.

Sole Trader (Toiminimi)

from €99/month

• Monthly bookkeeping
• Receipt processing
• Bank reconciliation
• Monthly reports
• Basic tax guidance
• VAT filings (if VAT registered)

Limited Company (Oy)

from €99/month

• Everything in Sole Trader
• Double-entry bookkeeping
• Full VAT handling
• Profit & loss + Balance sheet
• Tax planning through the year
• Year-end financial statements (extra)

Add-ons

25 €/payslip

• Payroll: 25 € per payslip, incomes register included
• Sole trader year-end incl. tax return: 190 €
• Financial statements incl. 6B tax return: 480 € (limited company)
• Business formation: 1,200 € + PRH fee
• Account setup: 99 € once
• Accountant switch: hourly on top, 75 €/h, with an estimate before we start
• Initial consultation: free

Accounting Services in Finland

I am a Finnish bookkeeper serving small businesses and foreign founders in English. Sole traders and limited companies come to me for the same thing: books that are correct, filed on time, and explained in plain English so you actually understand them.

Small business accounting

Full-service accounting for businesses with annual turnover up to €1M: monthly bookkeeping, VAT, payroll and financial statements. The bookkeeping is a fixed monthly price from €99, and payroll and the year-end have their own fixed prices. You pay what the price list says. Nothing else goes on the invoice unless we've agreed it with you first.

Startup accounting

Setting up a Finnish company? I help with PRH registration, tax registrations, ALV/VAT setup, employer registration, and your first year of accounting, so you are not chasing five different parties.

Foreign entrepreneur accounting

Accounting in English for non-Finnish founders running businesses in Finland. We translate Finnish tax authority correspondence and explain everything in plain English.

E-commerce accounting

Accounting for online stores selling through Shopify, WooCommerce or Stripe, including import VAT. We book sales from the payout reports your platform and payment provider already produce: one payout is one voucher, however many orders it covers. After month-end you upload the reports to your portal with the bank statement and receipts, so there's no integration to set up and no store login to hand over. EU VAT (OSS) returns and sales in other currencies are priced separately and agreed before we start.

Consulting & freelancer accounting

Self-employed consultants, designers, developers and other freelancers. Simple monthly accounting from €99, plus full year-end tax filing. Invoices and receipts go to your personal portal as photos or PDFs.

Holding & investor accounting

Accounting for holding companies, real estate companies, and investment vehicles. Dividend planning, capital gains, and EU dividend withholding tax handled.

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A practical overview for foreign entrepreneurs running a business in Finland.

Legal basis

Every Finnish business must keep books under the Finnish Accounting Act (Kirjanpitolaki), and limited companies and partnerships always keep double-entry books. A sole trader may keep single-entry books as long as, in each of the last two financial years, no more than one of these limits was exceeded: balance sheet total €100,000, turnover €200,000, more than three employees on average.

VAT (ALV) in Finland

Standard VAT rate is 25.5% (in force since 1 September 2024). A business must register for VAT once its turnover in the current or previous calendar year exceeds €20,000. Returns go to OmaVero monthly by default, and a smaller business can apply for a quarterly or annual period. We handle registration, filings and VAT reporting.

Annual tax returns

Sole traders file a personal income tax return with a business section. Limited companies file a corporate tax return (6B) within four months of the end of the financial year, so by 30 April when the financial year is the calendar year. A late return costs a flat late-filing fee: €100 for a limited company, €50 for a sole trader.

Financial statements

Limited companies must prepare and submit annual financial statements (tilinpäätös) to the Finnish Patent and Registration Office (PRH). Balance sheet, income statement, notes and, for larger companies, an audit. Due four months after financial year end.

Payroll and employer obligations

Paying even one employee triggers obligations: monthly payroll reporting to the Incomes Register (Tulorekisteri), social security contributions, pension payments (TyEL, around 25% of gross), occupational accident insurance. We handle all of this.

Remote bookkeeping across Finland

Modern Finnish bookkeeping is fully remote. You upload receipts, invoices and the monthly bank statement to your personal portal, straight from your phone if you like, and all reports are delivered electronically. Our clients are in Helsinki, Oulu, Kuopio, Mikkeli and elsewhere in Finland, no office visit needed.